Debt!

I have to admit something. I had registered for the Publisher's Clearing House for a couple of months now to win money. Now a days it's seem's like I'm not the only one that wants to win money.

A week or two ago I've witness people that never played a lottery number has played for the "Mega Millions". Everyone wants and needs a break.

Unemployment is at a all time high especially in Michigan. Gas prices are ridiculous. Everything including groceries have went up in price. Trying to keep up with monthly bills. So I can see why people want a break.

But the major reason why people need a break is to get out of DEBT! Debt can take a toll on not just your finances but into your personal life. It causes stress. It can take a toll on you mentally, emotionally, physically and even spiritually.

Debt can ruin relationships like Friendships, Family, and definitely Marriages! Some times you feel like no matter what you do your debt is here to stay.

When you get that Credit Card you become naive about you have all the time in the world to pay that bill off. Until you find yourself in a situation you can't get out of.

We ( including me) thought that debt was there to help us to get what we want. The buy now, pay it back later. Now your paying for it alright with interest and other fees.

Was this system created to help us to get what we needed in order to get by? Or did it create a false sense of hope to make us think that we could live above our means and get away with it.

I tell can tell you now that the debt that I have have is an official burden. I hate putting my business out there by now I'm in collections of a debt I can't afford to pay in the first place.

Can this be solved? I believe so, through a job, hard work, and prayer is a guarantee. Loans and Consolidations I feel usually add to the problem. Stop using Credit Cards and Loans to live above your means. If you don't have the money for it. Guess What??? DON'T BUY IT!!!!

I know life can get crazy sometimes, but realize that you can have fun, look good, and go places for less. It takes you out of your comfort zone, but it's time to find new adventures to your price range. It Can Be Done!! Let's help each other fix better solutions to end DEBT once and for all. Money Management Courses, Websites, and Books. Folks like Dave Ramsey, Dorethia Conner, and many others that teach about managing your money better. Definitely create a BUDGET! Yeah, I say it A BUDGET!! Let's be real no one likes a budget because it usually tells you the truth about how much money you really have. Scary sight to see. But in order to become and to stay debt free it must be done.